Guide

How to pay for hosting with Monero, step by step

Beginner8 min readUpdated July 2, 2026
Short answer

Acquire XMR through an atomic swap or a decentralised exchange, hold it in a wallet you control, then select Monero at checkout and send the exact invoice amount to the address shown. Ten confirmations — about twenty minutes — and the server provisions automatically.

01 Get a wallet you control

Feather Wallet on desktop or Cake Wallet on mobile are the usual recommendations. Both are open source and neither requires an account. Write the seed phrase down on paper; there is no recovery process.

02 Acquire Monero without an exchange account

Atomic swaps exchange BTC for XMR directly between wallets, with cryptography guaranteeing that both sides complete or neither does. Haveno is a decentralised exchange for the same purpose. Peer-to-peer markets are the third route.

Buying on a centralised exchange and withdrawing to your own wallet still breaks the on-chain link, because the Monero chain reveals nothing — but the exchange retains a record of the withdrawal.

03 Order and select XMR at checkout

Choose the plan, location and billing term, supply an email address you control, and select Monero as the payment method. The invoice shows a fresh address, an exact amount and a QR code, valid for 90 minutes at a locked rate.

04 Send the exact amount

Let the wallet add the network fee on top rather than subtracting it from the amount — that is the most common cause of an underpayment. Shortfalls up to 3% are accepted automatically.

05 Wait for confirmations

Ten confirmations, roughly twenty minutes. The status page updates live. When it completes, credentials are emailed to the address you supplied, and provisioning takes under a further minute.

Frequently asked questions

Do I need an account with anyone?

No. No account with us, none with the payment processor, and none with an exchange if you use an atomic swap.

What if the invoice expires before it confirms?

The payment is still credited when it lands. Contact support with the transaction hash and the order is completed or refunded.